Credit Card Balance within 10% of Limit
Check Alert: you are nearing your credit card limit
Tip #1 - Spending your full credit card limit can really hurt your credit score. If you have good credit history, call your provider to request that they increase your limit.
Tip #2 - Two ways to save money at the grocery store: First, don't shop hungry! Second, create a detailed list and stick to it. Cutting impulse spending could save you tons.
Credit Card Bill Due in 2 Days
Check Alert: a credit card bill is due in 2 Days
Tip #1 - Usually the credit card late fee charge is $25. If you're in the habit of paying late, that's at least $300 a year of your money gone! Pay on time and avoid extra fees.
Tip #2 - In most cases, paying your bill late more than once every 6 months means you get hit with late fees 40% higher than the standard amount. Ouch! Paying on time can really save you money.
New Credit Card Bill Notification
Check Alert: your credit card bill is due
Tip #1 - "If you pay your credit card payment on the due date before 5 pm, it's still considered "on-time"."
Tip #2 - Not paying your credit card bill on time can really hurt your credit score.
Tip #3 - Paying only the minimum amount will cost you % Annual Percentage Rate on the remaining balance. Your best financial move is to pay as much of your credit card balance as possible.